If you have an opinion that you would like to be published, scroll to the bottom of this page or click here and submit it as a comment. If it is brief and written using a reasonable tone and family-friendly language then it will likely be approved so others can see it on the site. The editors reserve the right to deny approval or edit the submission for taste, brevity, or any other reason.
North Carolina is certainly a state where the HOA system has gotten way out of control. Fortunately, outspoken advocates like Ole Madsen (HEAR4NC.org) are articulating the insanity that’s disrupting the lives of so many homeowners around the country.
When you buy into an HOA, you’re essentially pledging all your personal assets to a group of partners, most of whom you’ve never met. Your assets become the de facto assets of a non-profit corporation which is potentially subject to liability lawsuits, damage from natural disasters, poor workmanship by developers, frivolous legal actions by overreaching board members, embezzlement by board officers and management companies. That’s a crazy kind of partnership, but it’s one that tens of millions of Americans have blindly accepted. And it’s one where HOA law firms are bathing in the mythical pot-of-gold. Read more:
Both DeBat, a former real estate editor for the Chicago Daily News and the Chicago Sun-Times, and Benson, a real estate agent, have personal experience owning condos. In fact, DeBat emailed me that some of the experiences related in the chapters on “Bully Boards” and thefts by association board members were inspired by Benson’s personal experiences with one of her condos.
In the subtitle, “carefree” is in quotes. What was billed when the modern form of condominium ownership was born about 50 years ago as carefree, chic and glamorous isn’t really carefree at all. Steep maintenance fees, restrictions on day-to-day living and limited personal freedoms are three very real costs prospective condominium owners might not have considered. This applies to the many community developments, often gated, that feature single-family houses or town houses. The technical name for such developments is Planned Unit Developments or PUDs. The authors provide a very useful glossary of terms at the end of the book. Read more:
Before you buy into a homeowners association, you should know what you are getting yourself into.
A new homeowner moves into a neighborhood governed by a private association, receives an invitation to a potluck that doubles as an annual meeting and shows up with a bottle of wine and a dish to pass.
Feeling welcomed by the new community, the new homeowner starts paying dues, volunteering to help with neighborhood improvement projects and voting on association matters. But what happens when the homeowner receives a large bill to pay “his share” of the replacement costs for a portion of a road maintained by the association that is washed out?
The homeowner goes back to the governing documents for the association, reads the rules and restrictions, and finds out he was never really a member of the association at all. A fight ensues with his new neighbors and the association, which claims the homeowner behaved like a member, performed acts like a member, paid dues and received benefits like a member, and now must pay for the road replacement — like a member.
A closer reading of the governance documents — which no one has read in years — spells out that the homeowner and a dozen or so of his neighbors were never intended to be members of the association. Further, these houses never used the section of the road being replaced and were supposed to be assessed smaller fees for only a portion of the road maintenance. Read more
CCFJ.NET: CAMS and KICKBACKS – ONLY ALL TOO COMMON!
Opinion by Jan Bergemann
September 27, 2014
I have over the years seen many attempts to “bribe” CAMs, but none as blatant as this postcard:
This postcard was mailed to a myriad of licensed CAM’s in South Florida, offering them a 10% “KICKBACK” – on the postcard politely called “referral fee.” This attempt to get business by “Old School Plumbing” is clearly aimed at licensed CAMs, tempting them not to give the business to the best offer, but giving it to the company that offers the highest “kickback.” Look at the condition of this offer: “Must be an active LCAM with FL DBPR to participate.” Especially since many CAMs are empowered by contract to hire vendors without prior board approval if the amount of the necessary repair (work) is below a certain dollar amount ($500 or $ 1,000 for example), it’s clearly very tempting for any CAM to call this company and quickly earn a “referral fee” – in reality a kickback. This is just one example for the “kickback” scenario that is going on daily in Florida’s community associations. Read more: